transparentHealthcare Pricing

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Healthcare pricing made easy

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Got insurance? Great!
We accept most major private health insurance plans. Check out our list of accepted plans and call your insurance provider to see if you're in-network.

ZoomCare accepts Medicare at every clinic location. However, due to state and federal policy, we cannot provide care to those who have primary coverage from Medicaid, such as the Oregon Health Plan or Washington Apple Health.
icon to indicate patient does not have insurance
No insurance? No problem.
Our self-pay option offers a fair, consistent, and competitive discount for patients who do not want to bill traditional health insurance.

While cost varies based on the care you receive, we strive to do our best to provide a transparent estimate of what your visit will cost.

If you are choosing our self-pay option, we will collect the entire balance at checkout.

Uninsured medical prices

The estimates below are based on the average office visit costs using our discounted self-pay rate. Please note that lab work, procedures, supplies, and medication can all impact your patient responsibility at checkout.

$260 - $400 / Urgent Care Office Visit

This range represents the average office visit cost for most visits. Depending on the care provided, actual costs could be between $170 - $530.

Lab work, imaging, procedures, supplies, and medication are not included in the range above.

Please note: While we align with Urgent Care scheduling, these visits are billed to insurance as Primary Care to reflect the true nature of the services provided.

$260 - $400 / Primary Care Office Visit

This range represents the average office visit cost for most visits. Depending on the care provided, actual costs could be between $170 - $530.

Lab work, imaging, procedures, supplies, and medication are not included in the range above.

$65 / Sports Physical

$260 - $530 / Emergency Care Office Visit

This range represents the average office visit cost for most visits. Depending on the care provided, actual costs could be more than the average range.

Lab work, imaging, procedures, supplies, and medication are not included in the range above.

Please note: For patients billing insurance, Emergency Care visits are billed as a specialist office visit.

$260 - $400 / Primary Care - Physician Office Visit

This range represents the average office visit cost for most visits. Depending on the care provided, actual costs could be between $170 - $530.

Lab work, imaging, procedures, supplies, and medication are not included in the range above.

Price per individual order

$80 - $120 / X-Ray

$200 - $300 / Ultrasound

$260 - $1,070 / CT scan

$260 - $400 / Dermatology

$260 - $530 / Mental Health

$260 - $400 / Podiatry

$260 - $400 / Women's Health

These ranges represent the average office visit cost for most visits. Depending on the care provided, actual costs could be be up to $530.

Lab work, imaging, procedures, supplies, and medication are not included in the ranges above.

Budgeting for other healthcare costs

Your peace of mind matters when it comes to other healthcare expenses. Explore our transparent pricing for essentials like prescriptions, over-the-counter meds, lab tests, vaccines, and injections before your visit. Leave behind any lingering financial uncertainties and regain confidence in budgeting for all of your healthcare costs.

See additional prices

Frequently asked questions

Do you accept my insurance?

We are contracted with most major private health insurers. Please check our list or call your provider to confirm your insurance coverage and plan details. The number can be found on your insurance card. Out-of-network coverage can vary based on geographic location or the type of visit.

Do you accept Medicaid or other state-funded insurance?

Due to state and federal policy, we cannot provide care to those who have primary coverage from Medicaid, such as the Oregon Health Plan or Washington Apple Health.

Do you accept TRICARE?

Yes, we can treat patients with TRICARE. However, not all TRICARE plans are in-network with ZoomCare. Depending on your plan, you may be responsible for some or all of the cost of your visit. We recommend checking with your TRICARE plan provider before scheduling to confirm your coverage.

Are you in-network with my EPO or HMO insurance plan?

ZoomCare is not in-network with any EPOs or HMOs. If you have an Exclusive Provider Organization (EPOs) or Health Maintenance Organization (HMOs) plan you can get care at ZoomCare but you will be responsible for paying the visits costs in full. Contact your insurer for more information.

How do I bill Worker's Compensation Insurance?

To bill your employer's workers' compensation insurance when scheduling your visit:

1. Schedule a visit online or with our apps for iOS and Android.
2. When asked "How will you pay?" select "Workers' Compensation."
3. Enter your manager's name and phone number when prompted.
4. ZoomCare will collect the rest of the information needed from you when you arrive for your visit.

Note: Your employer cannot pay for your visit using their personal or business credit or debit card. In Oregon, ZoomCare must be the first place you get care for your injury or illness. We're not able to bill worker's compensation if you've started your care and a claim with another healthcare provider.

I have health insurance. How much will my visit cost?

Understanding the cost of your visit is linked to your specific insurance coverage. Some plans will cover a portion of care, while others may cover it fully. Most of our visits are billed as primary care, though some services—such as ZoomCare Specialists and ZoomCare Super Clinics—bill as specialist care. We realize insurance can be confusing, so we recommend calling the number on your insurance card for a clear explanation of your financial responsibility. It's also important to note that the type of visit you choose can impact your coverage. When discussing your needs with your provider, specify the service you require for the most accurate information. It may also be helpful to clarify what your deductible and copays are.

What are deductibles?

A deductible is a fixed amount you are responsible for paying each year before your health insurance benefits begin to cover the full amount. After meeting a deductible, you typically pay a coinsurance or copayment (a percentage of the costs) for any services that are covered by your plan. You will continue to pay coinsurance until you meet the out-of-pocket maximum for the year.

What are copays?

A copay, short for copayment, is the fixed amount you pay for a covered health service after you've paid your deductible. The remaining balance is covered by the patient's insurance company. Copayments can vary for different services within the same plan, like drugs, lab tests, and speciality visits. Generally, plans with lower monthly premiums have higher copayments. Plans with higher monthly premiums usually have lower copayments.

What does it mean if my insurance is unverified?

ZoomCare makes every attempt to verify a patient's insurance benefits before the visit. There may be times when we are unable to gather a status of your coverage from your provider. For example, your insurance information may be inaccurate or out of date, or the insurance company’s eligibility system may not respond. If your insurance company isn’t able to verify your benefits, we’ll collect nothing at your visit except the cost of prescriptions. Once your insurance company has processed the claim, we'll collect your portion of the bill. This process typically takes 30 to 45 days.

How are your uninsured self-pay prices determined?

We look at comparable services in a market, healthcare costs, and also factor in inflation. We aim to deliver accessible healthcare, while ensuring our teams are fairly compensated for the services they provide.